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Unheralded Positive Events Every Year Since 1970

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In the “Ends-of-the-World Every Year Since 1970” post, we focused on some of the most harrowing events over the last 50 years. Now, we get to explore the positive events since 1970. But before we do, it’s important to state the obvious here, and that is that the mainstream media isn’t interested in providing good news to you. Yet, it is these events that will likely have far more impact… Read More

Ends-of-the-World Every Year Since 1970

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There always has been and always will be a reason not to invest or not to stay invested. This is all the mainstream media reports to us. Below you will find a list of some of the worst global events each year since 1970. I have some commentary to follow. 1970: War: US troops invade Cambodia.1971: Civil Unrest: Anti-war militants march on Washington.1972: Political: Start of Watergate Scandal.1973: Economic: OPEC… Read More

Quick Thought on the National Debt

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Recently, I have seen the graphic below floating around and heard various comments about how dire the situation is and wanted to provide one quick rebuttal (for lack of a better word). But first, let me show you the apocalypse du jour graphic. This chart shows the National Debt growing from less than $1 trillion in 1971 up to our current debt of approximately $23 trillion. Alarming, right? Maybe. That’s… Read More

Retirement Field Guide Mission & What’s To Come

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I started the Retirement Field Guide in March 2018. At the time, the only real purpose of the site was to share my views with people in my personal circles. And in all honesty, I started the site with the goal of gaining new clients. While a number of new clients have found me through this site, I have found myself thinking less about just my personal advisory business and… Read More

Life Is Short

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A couple of weeks ago, my step-father passed away. It was unexpected to say the least. He was the husband of my mother for the last 28 years and father to three of my brothers. He was a humble and kind man. He was also a farmer. It’s difficult to talk about my step-dad without mentioning farming because it was his love, his life, and his passion. He won tons… Read More

An Offer to Help

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Fear has taken over - and for good reason especially with regard to health. I want to do my part to help. I am offering 10 complimentary 30-minute phone consultations for retirement planning. There are no strings attached whatsoever. I don’t care if you use a fake name or whatever makes you feel comfortable enough to schedule. All I need is your phone number and the information you provide via… Read More

How Much is Enough?

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We start our lives with plenty of time and good health, but no money. Then we have plenty of money and good health, but no time. Eventually, we reach retirement where we have plenty of time, and if we’re lucky, good health and plenty of money. As most people come to understand, our time and our health are the most fleeting of our resources because most can enjoy a nice… Read More

Equifax Claim Deadline Quickly Approaching

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It’s hard to believe, but the Equifax Data Breach was discovered over two years ago on September 7, 2017. Astoundingly, at the time of the breach, Equifax announced that approximately 143 million U.S. consumers were impacted. Following the settlement agreement, we are now approaching the deadline to file your claim with Equifax if you were impacted by the breach. When is the Deadline to File Your Claim With Equifax? January… Read More

Year Two Is When Retirement Gets Complicated

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Most everyone has a plan for their time for their first year in retirement because it’s kind of like the longest vacation they’ve ever taken. Many take it as an opportunity to knock items off their bucket list and accomplish whatever they’ve been holding off doing while they’ve been working. But by year two, it’s a different story. Long-term retirement is a foreign concept for most people - particularly for… Read More

“At what cost?”

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Everything we do in life comes with a cost - whether it is actual money, opportunity cost, relationship cost or otherwise. Make no mistake about it, there is a cost. In the article I wrote a couple of weeks back about designing your days in retirement, I mentioned that I could easily be fooled into thinking that I need to have a huge business in order to view myself as… Read More